A motorhome offers freedom to explore the open road. A personalized insurance plan keeps you rolling along.
Motorhome and RV insurance can vary greatly. You’ll want a policy that best meets your needs.
Advantage Service Insurance can help. Serving Erie, CO, their trained professionals encourage you to consider three factors before buying a policy.
Damage protection
Accidents happen. If it does, collision insurance has you covered. Most policies include this, no matter who’s at fault. But, consider comprehensive coverage also. This safeguards against any damage that’s not the result of a collision, including national disasters and falling objects. Liability coverage alone isn’t typically enough. Ask your agent for a list of what’s protected.
Personal protection
Motorhome insurance isn’t just about guarding your ride. It also extends protection to the people inside. Liability shields against any bodily injuries suffered by you or others during an accident in which you are determined to be at fault. Medical policies go even further, paying for healthcare expenses if someone is hurt. Both of these types may be required by law, so choose a policy that has the appropriate coverage. For additional assurance, select a personal property plan. This protects your belongings if they are stolen, damaged, or destroyed while in your motorhome.
Roadside assistance
Unfortunately, more time on the road means an increased chance of a breakdown. Not only is getting stranded stressful but towing can be costly too. Roadside assistance is a helpful option, especially on long road trips. Most coverage plans will also provide locksmith services or even help fix a flat.
Contact an agent serving Erie, CO
Although this covers the basics, there will be other factors you’ll want to consider. Advantage Service Insurance will assess your needs, give advice, and create a plan to keep you and your family on the road.