If you own an RV or motorhome, our team at Advantage Service Insurance in Erie, CO, is ready to assist you in determining what type of coverage is most suitable for your circumstances. While the terms "motorhome" and "RV" are often used interchangeably, a key difference between these two vehicles impacts the type of coverage needed for each.
What Is RV Insurance?
RV insurance covers recreational vehicles, commonly known as RVs. These vehicles are typically designed to be towed by another vehicle.
What Is Motorhome Insurance?
Motorhome insurance, on the other hand, covers motorhomes and provides protection against various risks, including liability. As motorhomes are driven like regular automobiles, motorhome insurance policies are more akin to auto insurance policies than RV insurance ones.
Is Motorhome Insurance the Same Thing as RV Insurance?
As the above suggests, motorhome and RV insurance are not synonymous. While these two types of policies may share some similarities, they differ significantly. We recommend consulting with one of the agents at our office to understand which type of policy is ideal for your vehicle. If you’re unsure whether your vehicle is categorized as an RV or a motorhome, we can assist you in making that determination.
If you own both a motorhome and an RV, you may require separate policies for each to ensure adequate coverage. This helps protect each vehicle from unique issues it may encounter and provides appropriate coverage for both on-road and off-road scenarios. However, this advice is general, and for detailed guidance, we recommend reaching out to an insurance agent.
For more specific information, feel free to contact our office at Advantage Service Insurance in Erie, CO!
