The differences among the four types of RVs are often misunderstood, making it challenging to determine which vehicles are covered by RV insurance. However, the explanation is more straightforward than you might think. Still, if you have questions about RV insurance and whether it applies to your vehicle, contact the Advantage Service Insurance team that serves Erie, CO.
Types of RV Insurance
Not all RVs are alike, so they need different types of RV insurance. Classes A, B, and C need one form of RV insurance, while Towable RVs need another.
Class A RVs
The high-end RVs built on commercial truck or bus chassis are considered Class A RVs. Their size and amenities make them resemble houses on wheels. They can sleep up to eight and come with full kitchens, a bathroom with a shower, a washer/dryer unit, and a full-screen TV.
Class B RVs
Class B RVs are modified full-size vans and are smaller than Class A RVs. Typically, they come with a small galley with a burner, a mini refrigerator, a bathroom, and a sleeping area for one or two.
Class C RVs
Class C RVs are built on small truck chassis and often have a sleeping space over the cab. Their amenities can range from near-luxury to modest.
Towable RVs
Towable RVs get towed by trucks with fifth-wheel attachments and have many amenities. Towable RV insurance covers only the RV, while the truck’s insurance handles the auto liability and other insurance needs.
RV Insurance from the Advantage Service Insurance
Our team at Advantage Service Insurance, serving Erie, CO, looks forward to addressing your RV or other insurance needs. Call us at (303) 500-5020 today or stop by to ensure you have the coverage you need for your RV.
